Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 8 No. 7 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Strategi Konsumsi Rumah Tangga di Tengah Tekanan Inflasi Dalam Perspektif Ekonomi Syari’ah

Mahtufatul Mukarromah (STAI Al-Utsmani Bondowoso, Indonesia)
Haqiqotus Sa’adah (STAI Al-Utsmani Bondowoso, Indonesia)



Article Info

Publish Date
04 Jul 2026

Abstract

This study aims to analyze the consumption strategies of Muslim households in facing inflation from the perspective of Islamic economics. Inflation increases the prices of basic goods and reduces purchasing power, thereby forcing households to adjust their consumption patterns in order to maintain family economic stability. This research uses a qualitative field approach conducted in Patemon Village, Tlogosari District, Bondowoso Regency. Data were collected through interviews, observation, and documentation, then analyzed descriptively and analytically by integrating conventional consumption theory and Islamic economic principles. The findings show that Muslim households apply several adaptive strategies, including reducing secondary consumption, adjusting spending priorities, substituting consumption goods, diversifying income sources, and utilizing social and religious networks. From the perspective of Islamic economics, household consumption behavior is not only oriented toward fulfilling material needs, but also considers halal, tayyib, maslahah, falah, qana’ah, and the prohibition of israf. These findings indicate that Islamic economics provides a strong normative foundation for shaping simpler, more rational, and more sustainable consumption behavior amid inflationary pressure.

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Journal Info

Abbrev

alkharaj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...