AL-FALAH : Journal of Islamic Economics
Vol. 11 No. 1 (2026)

The Determinants of Micro-Enterprise Resilience: A Bibliometric Analysis and Empirical Evidence on The Mediating Role of Innovation Capability in the Relationship Between Human Capital and Islamic Financing

Eti Jumiati (Sekolah Tinggi Agama Islam Al-Muhajirin)
Endah Robiatul Adawiyah (Sekolah Tinggi Agama Islam Riyadhul Jannah Subang)
Mahmud Syukri (Sekolah Tinggi Agama Islam KH Abdul Kabier)
Diwa Lulu Qurotulaini (Universitas Islam Negeri SMH Banten)
Budiman (Universitas La Tansa Mashiro)



Article Info

Publish Date
26 Jun 2026

Abstract

Purpose: This study aims to analyze the determinants of micro-enterprise resilience by emphasizing the role of human capital, Islamic financing, and innovation capability as mediating variables. Design/Method: The study employed a mixed-methods approach, combining bibliometric analysis and quantitative approaches. Bibliometric analysis was conducted to map the development, trends, and intellectual structure of research using Scopus data, while a quantitative approach was used to test causal relationships between variables using the SEM-PLS method with data from micro-enterprises in Purwakarta Regency. Findings: The results showed that human capital had a positive and significant effect on innovation capability and micro-enterprise resilience, and innovation capability had a significant effect on resilience. Islamic financing has a significant effect on innovation capability, but not a direct effect on resilience. Furthermore, innovation capability was shown to mediate the relationship between human capital and Islamic financing on micro-enterprise resilience. Implications: The implications of this study emphasize the importance of strengthening human resource quality and enhancing innovation capabilities as key strategies in enhancing micro-enterprise resilience, as well as the need to optimize Islamic financing to encourage innovation and business sustainability.

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Journal Info

Abbrev

alfalah

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives such as fiqh, shariah finance, islamic bank, islamic ...