Falahiya
Vol. 5 No. 1 (2026)

The Influence of Attitudes and Risk Perceptions on Investment Decisions in Bank Syariah Indonesia (BSI) Shares

Yulia Cahya Ningrum (Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo)
Fibrianis Puspita Anhar (Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo)



Article Info

Publish Date
13 Jun 2026

Abstract

Introduction: This article investigates the influence of attitudes and risk perceptions on investment decisions in shares of Bank Syariah Indonesia (BRIS). Research Methods: Employing a quantitative methodology, primary data were collected via a 1–4 Likert scale questionnaire. The research population consisted of 1,017 members of the “Syariah Saham” WhatsApp Group, from which a purposive sample of 91 respondents was drawn. Data analysis was conducted using multiple linear regression with SPSS 25. Results: The findings demonstrate that attitudes exert a positive and significant impact on investment decisions in BRIS shares. Similarly, risk perception is shown to have a positive and significant influence on investment decisions. Jointly, attitudes and risk perception significantly affect investment decision-making in BRIS shares. The coefficient of determination (R²) reveals that the model accounts for 64.9% of the variance in investment decisions. These results underscore the necessity of fostering positive attitudes and enhancing risk literacy to promote participation in sharia-compliant equity investments.

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Journal Info

Abbrev

falahiya

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Falahiya: Research Journal of Islamic Banking and Finance is a journal published by the Islamic Banking Department of the Faculty of Islamic Economics and Business, IAIN Ponorogo. The scope of the journal is scientific papers by students or collaborations between students and lecturers in the field ...