Scripta Economica: Journal of Economics, Management, and Accounting
Vol 2 No 1 (2026): July: Scripta Economica: Journal of Economics, Management, and Accounting

Peningkatan Kesadaran Masyarakat terhadap Penggunaan Produk Tabungan Syariah

Jusman Jusman (Institut Agama Islam Negeri Bone)
Reni Delfira (Institut Agama Islam Negeri Bone)
Nur An’nisa. R (Institut Agama Islam Negeri Bone)
Anita Lestari Putri (Institut Agama Islam Negeri Bone)



Article Info

Publish Date
01 Jul 2026

Abstract

This study aims to analyze the level of public awareness regarding the use of Islamic savings products and to identify the factors influencing public interest in Islamic banking services. This research employs a descriptive method with a qualitative approach based on literature review and interviews. Data were analyzed using qualitative descriptive techniques through reduction, interpretation, and theoretical synthesis. The results indicate that public awareness remains at a low to moderate level. Most people only understand the basic concept of Islamic banking without comprehending contracts, profit-sharing systems, and fundamental differences from conventional banking. This condition is influenced by low Islamic financial literacy, ineffective socialization, limited access to information, and social environmental factors. Educational efforts have improved knowledge but have not significantly changed behavior. Therefore, a comprehensive strategy is needed through literacy strengthening, digital media optimization, and community leader involvement.

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Journal Info

Abbrev

scripta-economica

Publisher

Subject

Economics, Econometrics & Finance

Description

Scripta Economica: Jurnal Ekonomi, Manajemen, dan Akuntansi adalah jurnal ilmiah yang menerbitkan artikel penelitian, studi empiris, dan tinjauan teoretis di bidang ekonomi, manajemen, dan akuntansi. Jurnal ini bertujuan untuk menjadi platform akademis bagi para peneliti, dosen, mahasiswa, dan ...