Al Rikaz : Jurnal Ekonomi Syariah
Vol. 4 No. 2 (2026): Al Rikaz: Jurnal Ekonomi Syariah

Analisis Kritis terhadap Kesenjangan Hukum dan Praktik Ekonomi Modern : Tinjauan Unsur Maghrib (Maisir, Gharar, dan Riba)

Noerismayanti (Institut Agama Islam DDI Sidenreng Rappang, Indonesia)
Zulfahry Abuhasmy (Institut Agama Islam DDI Sidenreng Rappang, Indonesia)
Dian Novianti (Institut Agama Islam DDI Sidenreng Rappang, Indonesia)
Asriadi Arifin (Institut Agama Islam DDI Sidenreng Rappang, Indonesia)



Article Info

Publish Date
21 Jun 2026

Abstract

This study aims to analyze the prohibitions in Islamic economic principles, commonly known as MAGHRIB (maisir, gharar, and riba), and their relevance in modern economic practices. The research employs a qualitative approach with a descriptive research design through a library research method. Data were collected from various literature sources, including scientific journals, books, and reports from official institutions relevant to the research topic. The findings indicate that MAGHRIB (maisir, gharar, and riba) constitutes three fundamental concepts in Islamic economics that function to uphold justice, transparency, and economic stability. However, these elements are still widely found in modern economic practices. Riba continues to dominate the global financial system through interest-based mechanisms, gharar appears in digital transactions due to a lack of information transparency, and maisir develops through speculative activities such as trading without proper analysis and online gambling. The prohibition of maisir, gharar, and riba remains highly relevant in addressing the dynamics of the modern economy. Therefore, strengthening literacy, regulatory frameworks, and innovation within the Islamic financial system is essential to create a more equitable, transparent, and sustainable economic system.

Copyrights © 2026






Journal Info

Abbrev

rikaz

Publisher

Subject

Economics, Econometrics & Finance

Description

Al Rikaz : Jurnal Ekonomi Syariah, published by Study Program of Sharia Economics IAIN Parepare since 2022. The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic ...