Al Rikaz : Jurnal Ekonomi Syariah
Vol. 4 No. 2 (2026): Al Rikaz: Jurnal Ekonomi Syariah

Intervensi Negara Dalam Pengawasan Kepatuhan Syariah Pada Perbankan Syariah Berdasarkan Prinsip Keadilan Dan Maslahah Mursalah

Amira (Institut Agama Islam Negeri Parepare)
Hannani Yunus (Institut Agama Islam Negeri Parepare)



Article Info

Publish Date
22 Jun 2026

Abstract

This study aims to critically analyze the limitations and implementation of state intervention in Islamic banking operations through the lens of the principles of justice and the concept of maslahah mursalah. The scope of this research specifically focuses on state intervention in the function of Sharia compliance supervision carried out by financial authorities (the Financial Services Authority/OJK and Bank Indonesia) through the integration of religious authority fatwas into positive law. The research employs a qualitative method with a library research approach, examining statutory regulations and literature on Islamic economic law. The findings indicate that state intervention in Sharia compliance supervision constitutes a legitimate manifestation of the tanzhim (regulatory) function aimed at protecting public welfare (al-maslahah al-ammah) and safeguarding the wealth of society (hifz al-mal). An ideal form of intervention should be proportional, whereby the state is obligated to provide legal certainty for Sharia compliance instruments without stifling innovation in Islamic banking products or imposing risk standardization based on conventional and exploitative paradigms

Copyrights © 2026






Journal Info

Abbrev

rikaz

Publisher

Subject

Economics, Econometrics & Finance

Description

Al Rikaz : Jurnal Ekonomi Syariah, published by Study Program of Sharia Economics IAIN Parepare since 2022. The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic ...