Economics and Digital Business Review
Vol. 7 No. 2 (2026)

Building Financial Resilience for Local Food MSMEs Through Cost Adaptation, Cash Flow Stability, and Energy Efficiency

Nengsi Sudirman (Entrepreneurship, Universitas Mega Buana, Palopo, Indonesia)
Hardianti Pertiwi (International Trade, Universitas Mega Buana, Palopo, Indonesia)
Muh. Ramli (Entrepreneurship, Universitas Mega Buana, Palopo, Indonesia)
Arianto Dangkeng (International Trade, Universitas Mega Buana, Palopo, Indonesia)
Afrianto Afrianto (International Trade, Universitas Mega Buana, Palopo, Indonesia)



Article Info

Publish Date
18 Jul 2026

Abstract

This study aims to analyze the effects of cost adaptation, cash flow stability, and energy efficiency on the financial resilience of local food MSMEs. Financial resilience is a crucial aspect that enables MSMEs to cope with changing economic conditions, rising operational costs, and increasingly dynamic business competition. This study employed a quantitative approach, with the population consisting of all local food MSMEs in Palopo City. A total of 176 respondents were selected as the research sample. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings indicate that cash flow stability and energy efficiency have a positive and significant effect on financial resilience. In contrast, cost adaptation does not have a significant effect on financial resilience. These results suggest that the ability of MSMEs to maintain stable cash flow and manage energy consumption efficiently are key factors in strengthening their financial resilience. This study implies that MSME owners should improve financial management practices and operational efficiency to ensure business sustainability amid economic uncertainty.

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Journal Info

Abbrev

ecotal

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Economics and Digital Business Review, is published by STIE Amkop Makassar in 2020, with registered number ISSN : 2774-2563 (Online), is a peer-reviewed journal published Economics and Digital Business Review published two times a year (January & July) by STIE Amkop Makassar, It provides an academic ...