El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah
Vol. 4 No. 1 (2026)

Analisis Implementasi Regulasi Ekonomi Syariah dalam Fintech Syariah di Indonesia

Daffa Asysyakir (Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan)
Syihabud Din (Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan)
M. Akmal Khoirur Roziq (Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan)
M. Farel Tsaqif (Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan)
Iqbal Hilmawan (Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan)
Muhamad Masrur (Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan)



Article Info

Publish Date
11 Jul 2026

Abstract

Economic activity in society has been growing rapidly. This growth has been facilitated by the use of technology—known as fintech—making it an innovation that simplifies people’s lives. However, this development requires special attention from Islamic economic law. The aim is to ensure that the implementation of fintech remains in accordance with Sharia. However, the implementation currently lacks a strong foundation linking the mechanisms to existing regulations; therefore, this study focuses on aligning fintech mechanisms with the regulations formulated by the DSN-MUI in the form of fatwas. This study utilizes a qualitative approach with a literature review as its research method. It draws on scientific articles with relevant topics as its data sources. The results indicate a practical alignment between fintech models and DSN-MUI fatwas. This alignment enables Sharia contracts to serve as the foundation for fintech mechanisms. These findings can serve as a basis for further development of fintech to ensure it remains in harmony with Sharia economic law.

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Journal Info

Abbrev

eluqud

Publisher

Subject

Religion Social Sciences

Description

El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah focuses on the study of Sharia Economic Law, Islamic Financial Law, and Issues related to Contemporary Economic Laws. El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah aims to build a comprehensive understanding of Islamic economics norms in religious texts ...