TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah
Vol 7 No 01 (2026): Tijatorana : Jurnal Ekonomi dan Bisnis Syariah

Swot Analysis Of General Sharia Savings At Bmt Ugt Nusantara Capem Kencong Jember

Mh Taufiqur Rohman (Universitas Al-Falah As-Sunniyah Kencong Jember)
Muhammad Syarofi (Universitas Al-Falah As-Sunniyah Kencong Jember)
Siti Dwi Nafisah (Universitas Al-Falah As-Sunniyah Kencong Jember)



Article Info

Publish Date
08 Jul 2026

Abstract

One of the strengths of Islamic general savings products at BMT UGT Nusantara Capem Kencong is the existence of a ball pickup system carried out by BMT UGT Nusantara Capem Kencong employees, with this system making it easier for customers to deposit or withdraw cash savings. The purpose of this report is to find out the analysis of general Islamic savings products carried out at BMT UGT Nusantara Capem Kencong with SWOT analysis. This report uses the SWOT Analysis method using data from interviews with BMT UGT Nusantara Capem Kencong employees, literature and field surveys. Based on the results of this report, it explains that this sharia general savings product is in the position of Opportunities and Weakness which shows in the stability strategy (Minimizing internal prob). The strategy carried out is to increase marketing activities (promotion) of Islamic general savings products, maintain the characteristics of BMT UGT Nusantara with a ball pick-up system policy, improve the quality of Islamic general savings products through the application of mudharabah musytarakah contracts that are as good as possible in accordance with Islamic law, add application-based interbank transfer features, and bring up new innovations in accordance with the times.

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Journal Info

Abbrev

tijarotana

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Tentang jurnal ini, Penerbit : LPPM STIES BABUSSALAM TIJAROTANA : Jurnal berbahasa Indonesia ini diterbitkan sejak 01 Maret oleh LPPM Sekolah Tinggi Ilmu Ekonomi Syariah Babussalam, Kalibening Mojoagung Jombang. Penyunting menerima sumbangan tulisan yang belum pernah diterbitkan di media lain. ...