Kajian Bisnis STIE Widya Wiwaha
Vol 34 No 2 (2026): JURNAL KAJIAN BISNIS

TRANSFORMASI KEUANGAN DI DAERAH : ANALISIS EFEKTIVITAS BRILINK DI KECAMATAN GUNUNG KERINCI

Bela Ovelia (Institut Agama Islam Negeri Kerinci)
Wiyan Mailindra (Unknown)



Article Info

Publish Date
27 Jul 2026

Abstract

This study aims to evaluate the effectiveness of BRILink in enhancing financial inclusion in Gunung Kerinci District, a region with limited banking and digital infrastructure. Using a descriptive qualitative approach, data were collected through interviews, observations, and documentation to understand community experiences and perceptions of BRILink services. The findings indicate that BRILink plays a crucial role in expanding access to financial services, overcoming geographical barriers, and fostering local economic growth. However, key challenges include reliance on unstable internet networks and limited cash availability at agents. Additionally, BRILink contributes to improving financial literacy through direct interactions with agents. The results of this study are expected to provide policy implications for local governments and the Financial Services Authority (OJK) in improving digital infrastructure and strengthening the capacity of BRILink agents as a strategy to expand financial inclusion in rural areas.

Copyrights © 2026






Journal Info

Abbrev

jkb

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Kajian Bisnis (JKB) is a peer review journal published twice a year (January and July) by Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha. Jurnal Kajian Bisnis (JKB) is a peer review journal published twice a year. It is particularly receptive to research relevant to the practice of Business within ...