JEBD
Vol. 2 No. 4 (2025): April - Juni

Peran Sistem Informasi Berbasis Fintech dalam Meningkatkan Literasi Investasi Saham di Indonesia

Angga Saputra (Sistem Informasi, Institut Bakti Nusantara)
Ardo Febio Josultan (Sistem Informasi, Institut Bakti Nusantara)
Konny Setiawan (Sistem Informasi, Institut Bakti Nusantara)
Sigit Reinaldi (Sistem Informasi, Institut Bakti Nusantara)



Article Info

Publish Date
30 Jun 2025

Abstract

This study aims to explore in depth how information systems integrated with financial technology (fintech) play a crucial role in improving stock investment literacy in Indonesia. The rapid development of digital technology, particularly in the financial sector, has led to the emergence of various virtual platforms that provide easier access to investment services. This convenience has directly influenced shifts in financial behavior, especially among the younger generation who tend to be more adaptive to technology. Using a literature review approach, this study examines a range of scholarly articles, industry reports, and previous research to identify the concrete contributions of digital investment applications and educational fintech-based software in expanding public knowledge about the capital market. The study also highlights how information systems designed to be interactive and user-friendly can enhance understanding of fundamental investment concepts, risk awareness, and sound financial strategies. Findings from this review reveal that the synergy between fintech innovation and financial literacy programs plays a highly significant role in encouraging public participation in stock investment activities. Furthermore, the presence of integrated information systems also contributes to narrowing financial knowledge gaps across different age groups and education levels. Thus, the use of information technology in the fintech sector functions not only as a transactional tool but also as an effective learning instrument to improve financial inclusion and competence across Indonesian society.

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Journal Info

Abbrev

jebd

Publisher

Subject

Economics, Econometrics & Finance Engineering

Description

Jurnal Ekonomi dan Bisnis Digital (JEBD) E-ISSN : 3025-6429 is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Economic, finance, management, information technology and related fields. JEBD provides an outlet for the ...