Pengaruh CR & DER Terhadap Laba Bersih Pada Bank OCBC Periode 2013 - 2023

Septi Anggela (Universitas Pamulang)
Tarisa Risnaya Faradila (Universitas Pamulang)
Triyadi Triyadi (Universitas Pamulang)

JEBD
Vol. 3 No. 1 (2025): Juli - September

This study aims to analyze the effect of Capital Ratio (CR) and Debt to Equity Ratio (DER) on net profit at Bank OCBC NISP for the period 2013 to 2023. The main issue raised is how these two financial ratios can influence the bank's net profit performance. The method used in this research is multiple linear regression analysis, with data taken from the annual financial statements of Bank OCBC NISP. The results show that CR has a positive and significant effect on net profit, while DER has a negative effect on net profit. These findings provide important insights for bank management in decision-making related to capital and debt management to improve financial performance.