Jurnal Ekonomi dan Bisnis Islam
Vol. 12 No. 1 (2026): JANUARY - JUNE 2026

ZAKAT EMPOWERMENT THROUGH THE EMPOWERED VILLAGE PROGRAM: IMPLICATIONS FOR MUSTAHIK WELFARE

Nur Efendi (Doctoral Program in Islamic Law, Sunan Gunung Djati State Islamic University, Indonesia)
Ahmad Hasan Ridwan (Program in Islamic Law, Sunan Gunung Djati State Islamic University, Indonesia)
Mohamad Anton Athoillah (Program in Islamic Law, Sunan Gunung Djati State Islamic University, Indonesia)
Ending Solehudin (Program in Islamic Law, Sunan Gunung Djati State Islamic University, Indonesia)
Neneng Nurhasanah (Master of Islamic Economics, Bandung Islamic University, Indonesia)
Cecep Soleh Kurniawan (Faculty of Sharia, Sultan Sharif Ali Islamic University, Brunei Darussalam)



Article Info

Publish Date
23 Jun 2026

Abstract

One of the main challenges in zakat utilization is creating sustainable impacts that enable mustahik to improve their socioeconomic conditions. This study analyzes the zakat empowerment strategy implemented through the Desa Berdaya (Empowered Village) program of Rumah Zakat and examines its impact on mustahik welfare from both material and spiritual perspectives. This study employs a mixed-methods approach. Qualitative data were analyzed using descriptive and SWOT analyses to examine the empowerment model, while quantitative analysis utilized the CIBEST Index to measure changes in mustahik welfare. The findings indicate that the Desa Berdaya strategy is based on three key approaches: continuous mentoring through village facilitators (Relawan Inspirasi), integrated empowerment programs tailored to local potential, and the optimization of community-owned village enterprises (BUMMAS). SWOT results place the program in Quadrant I, reflecting strong growth potential and opportunities for further development. The CIBEST analysis shows substantial improvements in welfare after participation in the program. Material welfare increased by 12%, spiritual welfare by 89%, the absolute poverty index decreased by 91%, and the overall welfare index improved by 145%. These results demonstrate that Desa Berdaya is an effective model of productive zakat utilization that contributes to sustainable poverty reduction and community empowerment. The study also underscores the importance of expanding productive zakat allocation to maximize long-term welfare outcomes.

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Journal Info

Abbrev

JEBIS

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal of Economics and Business Islamic (JEBIS) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital ...