JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB)
Vol. 5 No. 3 (2026): MAY

Integration of Banking Law Competencies and Fraud Law Enforcement in the Development of the Law Study Program

Grace Henni Tampongangoy (Faculty of Law, Universitas Sam Ratulangi, Indonesia)
Lendy Siar (Faculty of Law, Universitas Sam Ratulangi, Indonesia)
Meylan Maasye Maramis (Faculty of Law, Universitas Sam Ratulangi, Indonesia)



Article Info

Publish Date
23 Jun 2026

Abstract

The development of the banking industry and the increasing complexity of financial crimes have created new challenges for legal education institutions in preparing graduates who are competent and adaptive to labor market needs. This article aims to analyze the importance of integrating banking law competencies and fraud law enforcement in the development of the Law Study Program. This study uses a normative juridical method with statutory, conceptual, and analytical approaches supported by literature studies and recent academic literature and official regulatory documents. The results show that criminal acts of fraud in the banking sector, particularly those involving directors and internal banking actors, require legal professionals with comprehensive understanding of banking regulations, corporate governance, compliance systems, financial crime investigation, and law enforcement mechanisms. Therefore, legal education institutions are required to reformulate their curricula to align with the dynamics of the banking sector and the digital financial ecosystem. The integration of banking law competencies and fraud law enforcement can be carried out through curriculum strengthening, case-based learning, professional certification, internship programs at banking institutions, and cooperation with financial sector regulatory authorities. This integration is expected to improve graduate competitiveness, strengthen professional legal competencies, and contribute to the prevention and enforcement of law against banking crimes in Indonesia.

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Journal Info

Abbrev

JHSSB

Publisher

Subject

Law, Crime, Criminology & Criminal Justice Social Sciences

Description

JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) has main objective which is to cater an intellectual platform for the international scholars. JHSSB aims to promote interdisciplinary studies in business and social science and become the leading journal in humanities, social science and ...