JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

Pengaruh Literasi Keuangan, Financial Technology, dan Modal Minimal Investasi Terhadap Keputusan Investasi dengan Overconvidence Sebagai Variabel Moderasi (Studi Kasus Mahasiswa Akuntansi Wilayah Eks Karesidenan Pekalongan)

Maida Beryl Lituhayu (Unknown)
Raharjo, Teguh Budi (Unknown)
Mubarok, Abdullah (Unknown)

Article Info

Publish Date
27 Jun 2026

Abstract

This study examines the influence of financial literacy, financial technology, and minimum investment capital on investment decisions, with overconfidence moderating these effects. This study employs a quantitative research method with 350 respondents, analyzed using SPSS. The results indicate that financial literacy and minimum investment capital have a positive effect on investment decisions, while financial technology has no effect on investment decisions, and overconfidence does not moderate the effects of financial literacy, financial technology, and minimum investment capital on investment decisions. Keywords: Financial Literacy; Financial Technology;  Minimum Invests Amount; Overconfidence; Investment Decisions

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...