JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

Analisis Pengaruh Green Financing Terhadap Kinerja Keuangan Bank Umum Syariah Di Indonesia (2021-2024)

Laila Rahmayuni Rangkuti (Unknown)
Anggraini, Tuti (Unknown)
Nasution, Juliana (Unknown)

Article Info

Publish Date
10 Jun 2026

Abstract

This study examines the effect of green financing on the financial performance of Sharia Commercial Banks in Indonesia, measured by Return on Assets (ROA), Return on Equity (ROE), and Non-Performing Financing (NPF). Using panel data from Sharia Commercial Banks during 2021–2024, the study applies a quantitative approach and panel data regression analysis with EViews. The findings reveal that green financing significantly affects financial performance. Specifically, green financing has a negative and significant impact on ROA, ROE, and NPF. These results suggest that while increased green financing may reduce profitability, it also contributes to lower financing risk and improved asset quality. Keywords: Green Financing; Financial Performance; ROA; ROE; NPF; Islamic Commercial Banks

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...