JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

Transforming Disguised Unemployment through Youth Entrepreneurship: The Role of Islamic Banking among Senior and Vocational High School Graduates in Rural Areas

Hasibuan, Amanda Mutiara (Unknown)
Nawawi, Zuhrinal M. (Unknown)
Nurbaiti (Unknown)

Article Info

Publish Date
10 Jun 2026

Abstract

This study examines disguised unemployment among senior and vocational high school graduates in Mompang Village and the role of Islamic banking in promoting youth entrepreneurship. Using a qualitative case study, data was collected through observation and interviews with 13 informants. The findings show that graduates are often trapped in low-productivity informal work marked by educational mismatch, unstable income, and limited career prospects. Entrepreneurship offers a pathway to economic independence but is hindered by limited capital, skills, and institutional support. Islamic financing has transformative potential when integrated with mentoring, financial literacy, and business development. Keywords: Disguised Unemployment; Youth  Entrepreneurship; Islamic Financial  Inclusion; Rural Labor Transformation; Vocational School Graduates

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...