Journal Of Islamic Social Finance Management
Vol 7, No 1 (2026): JANUARI - JUNI 2026

Peran Zakat Produktif dalam Meningkatkan Pemberdayaan Ekonomi Mustahik di Kota Blitar Berbasis KUA

Nurjihan Khasanah (Universitas Islam Negeri Syekh Wasil Kediri)
Tsani Nurnailaz Zulfa (Universitas Islam Negeri Syekh Wasil Kediri)
Lusi Rahma Dayanti (Universitas Islam Negeri Syekh Wasil Kediri)
Aninda Lailya (Universitas Islam Negeri Syekh Wasil Kediri)



Article Info

Publish Date
10 Jul 2026

Abstract

This study examines the role of productive zakat in enhancing mustahiq economic empowerment through the Umat Economic Empowerment Program (PEU) based on KUA institutional collaboration. The research is grounded in the need to optimize zakat distribution beyond consumptive assistance toward sustainable economic strengthening. A qualitative descriptive case study approach was employed, utilizing in-depth interviews, field observations, documentation, and a survey of selected mustahiq beneficiaries. The findings indicate that productive zakat contributes positively to business continuity, entrepreneurial motivation, and early signs of economic independence. The revolving capital scheme and mentorship mechanisms play a significant role in fostering financial discipline and productive behavior. However, limitations remain in business management capacity, particularly in financial administration. The study implies that productive zakat effectiveness depends on the integration of financial support, capacity building, and institutional synergy. Strengthening managerial training and sustained assistance is essential to ensure long-term empowerment outcomes.

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Journal Info

Abbrev

JISFIM

Publisher

Subject

Religion Humanities Decision Sciences, Operations Research & Management Social Sciences Other

Description

Journal of Islamic Social Finance Management is a peer-reviewed journal on the management of Islamic social finance (sadaqah, zakat, waqf, and infaq). This journal is published by the Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia. ...