Journal Of Islamic Social Finance Management
Vol 7, No 1 (2026): JANUARI - JUNI 2026

Analisis Kepercayaan dan Pengetahuan Produk Cash Waqf Link Deposit pada Minat Nasabah

Risna Hairani Sitompul (Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan)
Fadillah Harahap (Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan)



Article Info

Publish Date
10 Jul 2026

Abstract

This study aims to analyze customers' interest in using the Cash Waqf Linked Deposit (CWLD) product and to identify the influence of trust and knowledge on their interest at PT. Bank Sumut Syariah Padangsidimpuan. This research employed a qualitative method with a descriptive approach. Data were collected through interviews with the Customer Service officer as the primary informant and supported by documentation. Data analysis consisted of data reduction, data presentation, and conclusion drawing, while data validity was ensured through source triangulation. The findings indicate that customers' interest in the CWLD product is relatively good, as reflected in their attraction, confidence, and willingness to participate. Customers' interest is influenced by trust, which is reflected in the institution's reliability, employees' competence, and service quality, as well as by knowledge, which is shaped by educational background, access to information, and the social, cultural, and economic conditions of the community.

Copyrights © 2026






Journal Info

Abbrev

JISFIM

Publisher

Subject

Religion Humanities Decision Sciences, Operations Research & Management Social Sciences Other

Description

Journal of Islamic Social Finance Management is a peer-reviewed journal on the management of Islamic social finance (sadaqah, zakat, waqf, and infaq). This journal is published by the Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia. ...