Jurnal Ilmiah Ekonomi Islam
Vol. 12 No. 4 (2026): Jurnal Ilmiah Ekonomi Islam

Legal gaps in digital zakat crowdfunding: Positive and Islamic law perspectives

Azra', Restu Hilwani (Unknown)
Izza, Nurul (Unknown)



Article Info

Publish Date
12 Aug 2026

Abstract

Advances in digital technology have spurred the use of crowdfunding as a more convenient and efficient means of collecting zakat. However, the involvement of crowdfunding platforms raises legal issues regarding legality, authority, and accountability, as Law No. 23 of 2011 grants the authority to collect zakat solely to the National Zakat Agency (BAZNAS) and Zakat Management Institutions (LAZ). This study aims to analyze the regulations and practices of crowdfunding in zakat collection, examine its legality based on positive law and Islamic law, and identify legal gaps that arise in the practice of digital zakat collection. This study is a normative legal study employing legislative, conceptual, and Islamic legal approaches. Legal materials were collected through a literature review and analyzed using a descriptive-qualitative method. The results indicate that crowdfunding no longer functions solely as an intermediary for zakat payments but also performs functions akin to zakat collection activities. This situation creates ambiguity regarding authority and accountability, as there are no explicit regulations defining the role of crowdfunding platforms within the national zakat management system. This study concludes that there is a legal gap between regulations and the practice of digital zakat collection. Therefore, regulatory updates are needed to ensure legal certainty, accountability, and compliance with Sharia principles in the management of digital zakat.

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Journal Info

Abbrev

jei

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS ...