<![CDATA[The sustainability of the national health financing system is a significant challenge as the BPJS Kesehatan financial deficit persists due to an imbalance between premium revenue and healthcare service costs. This study aims to analyze the potential for optimizing the Waqf Fund as an alternative financing source to help reduce the BPJS Kesehatan deficit in Indonesia. The study used a quantitative approach with a time series regression method based on secondary data obtained from BPJS Kesehatan, the Indonesian Waqf Board (BWI), and various other supporting sources. The results show that the collection of the Waqf Fund has experienced a positive upward trend, from approximately IDR 855 billion in 2019 to IDR 2.23 trillion in 2023. Projections for the 2025–2029 period indicate that the Waqf Fund has the potential to increase to IDR 7.6 trillion, while the BPJS Kesehatan deficit is estimated to increase from IDR 16 trillion to IDR 25 trillion. Although it cannot yet cover the entire deficit, the Waqf Fund is projected to contribute approximately 18–35% to the financing needs of the BPJS Kesehatan deficit. Furthermore, the use of Waqf Funds for healthcare financing aligns with the principles of maqasid sharia, particularly hifz al-nafs (protection of life). Therefore, optimizing productive waqf has the potential to become a sustainable, complementary financing instrument to support the national healthcare system.]]>
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