Al-Khidmah Jurnal Pengabdian Masyarakat
Vol. 6 No. 2 (2026): MEI-AGUSTUS

Peningkatan Literasi Keuangan Dalam Mendukung Promosi Produk Sebagai Upaya Penguatan UMKM BTPN Syariah Cabang Wiyung

Dhani Ichsanuddin Nur (Universitas Pembangunan Nasional Veteran Jawa Timur, Indonesia)
Reza Nasih Prihananto (Universitas Pembangunan Nasional Veteran Jawa Timur, Indonesia)



Article Info

Publish Date
12 Aug 2026

Abstract

Financial literacy and product promotion are crucial for enhancing the competitiveness and sustainability of Micro, Small, and Medium Enterprises (MSMEs). However, many MSME entrepreneurs still struggle to prepare simple financial reports or effectively utilize promotional media. A community service initiative conducted through BTPN Syariah—specifically in Wiyung, Surabaya—aimed to help small and medium-sized business clients understand how to manage their business finances and employ effective product marketing strategies. The methods employed included presentations, discussions, direct guidance for clients, and hands-on practice in maintaining simple financial records and designing promotional materials such as posters and banners. Additionally, clients were educated on the benefits of separating personal and business funds, systematically tracking expenses, and leveraging various advertising channels to increase business visibility. The results indicate that MSME owners have gained an awareness of the importance of financial literacy, are now capable of maintaining simple financial records, and possess promotional materials to help market their products. This activity also provided students with an opportunity to apply the knowledge gained on campus while gaining insight into BTPN Syariah’s role in supporting and fostering MSME development. Consequently, the initiative has helped improve MSME clients' financial management and product marketing capabilities, thereby supporting the sustainable growth of their businesses.

Copyrights © 2026






Journal Info

Abbrev

JAK

Publisher

Subject

Religion Humanities Decision Sciences, Operations Research & Management Languange, Linguistic, Communication & Media Social Sciences

Description

Al-Khidmah Community Service Journal published by the Institute for Research and Community Service (LPPM) of the Islamic University of Jember is a means of publishing articles resulting from community service from various disciplines and academics both nationally and internationally. The Institute ...