al-Afkar, Journal For Islamic Studies
Vol. 9 No. 3 (2026)

The Role of Parents in Instilling Saving Habits to Shape Disciplined and Responsible Character in Children from an Early Age

Ririn Sefriany (Sekolah Tinggi Agama Islam Negeri (STAIN) Bengkalis)
Arfinda Sari (Sekolah Tinggi Agama Islam Negeri (STAIN) Bengkalis)
Muzimah (Sekolah Tinggi Agama Islam Negeri (STAIN) Bengkalis)



Article Info

Publish Date
17 Aug 2026

Abstract

Amidst rapidly changing times, instilling the habit of saving in children from an early age has become increasingly relevant. Saving is not merely a financial activity; it is an integral part of character education that fosters discipline and responsibility. Parents, as a child's first and primary educators, play a crucial role in guiding them to understand the value of money and sound financial management. Through simple, visual approaches such as games and stories children can more easily grasp the concept of saving. Parental involvement in this process, including offering praise and setting savings goals, can boost a child's self-confidence and sense of responsibility. This study employs a qualitative method with a case study approach to examine the role of parents in instilling the habit of saving. The findings indicate that parental consistency and support significantly influence the development of a child's disciplined and responsible character, as well as their future financial readiness.

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Journal Info

Abbrev

Afkar_Journal

Publisher

Subject

Social Sciences

Description

al-Afkar, Journal for Islamic Studies is published by Association of Secondment Lecturers (Asosiasi Dosen DPK) UIN Sunan Gunung Djati Bandung Indonesia. Focus of al-Afkar, Journal for Islamic Studies is on publishing original empirical research articles and theoretical reviews of Islamic Studies, ...