Pena Justisia: Media Komunikasi dan Kajian Hukum
Vol. 25 No. 1 (2026): Pena Justisia

Legal Governance of Digital Banking and Credit Asset Quality in Indonesia

Bondan Dwi Wijayanti (Faculty of Economics and Business, Brawijaya University)
Sumiati (Faculty of Economics and Business, Brawijaya University)
Atim Djazuli (Faculty of Economics and Business, Brawijaya University)



Article Info

Publish Date
22 Jun 2026

Abstract

The new normal era has prompted many companies to take merger actions to increase market efficiency. Related to this, the national legal regime requires that every action of a corporate merger with certain asset criteria to notify to the Komisi Pengawas Persaingan Usaha (KPPU) in purpose to prevent unfair business competition practices. In welcoming the new normal era, KPPU has released a new guideline regarding merger notification using electronic media. This study found that as many as 212 companies merged during the new normal era, but several of companies still did not understand the notification rules. The legal implications of this misunderstanding have resulted in several companies has been penalized with fines due to late notification. A notary with one of his authority to make a merger deed is expected to take part as one of the front lines to prevent late notification by the company to KPPU. This is a juridical consequence of the role of a notary in terms of conducting legal counseling related to the making of a deed. Therefore, this study aims to examine the role of notaries in preventing late notification of corporate mergers to KPPU in the new normal era, examined from the perspective of business competition law. This research method is in the form of normative juridical which is descriptive qualitative, with an emphasis on the use of secondary data and uses primary and secondary legal materials. The results of this study indicate that a notary is obliged to provide legal counseling to business actors as appearers who will do corporate merger actions. Notaries are also required to elaborate on the merger provisions issued by KPPU during the new normal era. This must be done as a implementation of code ethics of notary.Keywords: Notary, Business Competition, Merger Notifications, New Normal

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Journal Info

Abbrev

hk

Publisher

Subject

Law, Crime, Criminology & Criminal Justice

Description

Pena Justisia aims to provide a forum for lecturers and researchers to publish the original articles about Law Science. Focus of Pena Justisia is publishing the manuscript of outcome study, and conceptual ideas which specific in the sector of Law science. We are interested in topics which relate ...