At-Tauzi: Jurnal Ekonomi Islam
Vol 24 No 2 (2024): Vol 24 No 2 / Desember 2024

PENGARUH GIRO WAJIB MINIMUM (GWM) DAN PEMBIAYAAN TERHADAP MODAL PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2018 – 2022

Nunung Nurlaela (Unknown)



Article Info

Publish Date
26 Dec 2024

Abstract

This study aims to determine the effect of the Minimum Statutory Reserves (GWM) and financing on capital at Islamic Commercial Banks in Indonesia for the 2018-2022 period. Themethod used in this study is quantitative research using secondary data in the form of financialstatements of Islamic commercial banks published by the Financial Services Authority (OJK) for the 2018-2022 period. The sample technique used is purposive sampling with the criteria of Islamic commercial banks registered with the Financial Services Authority (OJK) in 2018-2022. Data processing uses the IBM SPSS 26 Statistics application. The results show that: (1) GWM has a positive and significant effect on capital in Islamic Commercial Banks as evidenced by tcount 3.485 > ttable 2.002 and a significance value of 0.001 <0.05; (2) financing has a positive and significant effect on capital in Islamic Commercial Banks as evidenced by tcount 17.455 > ttable 2.002 and a significance value of 0.000 <0.05; and (3) GWM and financing simultaneously have an effect on and significant to the capital of Islamic Commercial Banks as evidenced by fcount 394.848 > ftable 3.150 and a significance value of 0.000 <0.05.

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Journal Info

Abbrev

attauzi

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal At Tauzi is an academic journal with peer-reviewed process in Islamic Economic disciplines. Scientific and Research Articles dealing with Islamic Management, Islamic Banking, Islamic Finance, Islamic Business, Islamic Accounting, and related topics with Islamic economic are ...