EKONOMIS : Journal of Economics and Business
Vol 10, No 2 (2026): September

Perspektif Nasabah atas E-SERVQUAL terhadap Kepuasan Pengguna Mobile Banking

Gadis Sagita Amalia (Politeknik Negeri Batam, Batam Kota – Kepulauan Riau)
Alfonsa Dian Sumarna (Politeknik Negeri Batam, Batam Kota – Kepulauan Riau)



Article Info

Publish Date
01 Sep 2026

Abstract

This study aims to examine the partial influence of site organization, reliability, responsiveness, user-friendliness, personal needs, and efficiency on customer satisfaction. This study used a quantitative approach with primary data collected through questionnaires. The study sample consisted of 85 employees of RSBP (Hospital Management Agency) Batam, selected using purposive sampling based on specific criteria. The analysis tool used was multiple linear regression. The results showed that partially, site organization, responsiveness, user-friendliness, personal needs, and efficiency significantly influenced customer satisfaction. Meanwhile, reliability was not empirically proven to influence customer satisfaction with Mandiri mobile banking. The implication of this finding is that mobile banking service providers need to continuously improve user convenience, responsiveness, and meeting customer personal needs, as these aspects have been shown to be crucial in shaping customer satisfaction. Meanwhile, the insignificant effect of service reliability indicates that customers may have considered reliability as a minimum standard, making it no longer a differentiating factor in satisfaction.

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Journal Info

Abbrev

ojsekonomis

Publisher

Subject

Economics, Econometrics & Finance

Description

Ekonomis: Journal of Economics and Business diterbitkan oleh Lembaga Penelitian dan Pengabdian pada Masyarakat Universitas Batanghari Jambi, Jurnal ini mencakup bidang ilmu Ekonomi Manajemen, Ekonomi Pembangunan, Akuntansi dan Bisnis. Ekonomis: Journal of Economics and Business Jurnal ini ...