<![CDATA[The relationship between muamalah knowledge and the adoption of Islamic banking services is important for understanding the determinants of financial preferences within Muslim communities. This study analyzes the effect of muamalah knowledge on the intention to use Islamic banking services among members of Majlis Taklim Riyadhul Jannah. A quantitative field research approach was employed, involving the entire population of 56 members. Data were analyzed through validity and reliability tests, classical assumption testing, simple linear regression, coefficient of determination, and t-test. The findings demonstrate that muamalah knowledge has a positive and statistically significant effect on the intention to use Islamic banking services, as indicated by a significance value of <0.001, which is below the 0.05 threshold, and a t-value of 3.927 exceeding the critical value of 1.925. The coefficient of determination indicates that muamalah knowledge explains 22.2% of the variation in intention to use Islamic banking services, while the remaining 77.8% is attributable to other factors not included in the model. These findings highlight the importance of strengthening muamalah literacy as part of efforts to increase public awareness and engagement with Islamic banking services.]]>
Copyrights © 2026
