The Influence of Qris Adoption and Financial Technology Knowledge on the Quality of Accounting Information and Financial Decisions (Empirical Study on MSMEs in Setu District, Bekasi)

Bella Fitri Melliya Sari (Institut Komunikasi Bisnis dan Independen, Jakarta)
Rina Pratiwi (Institut Komunikasi Bisnis dan Independen, Jakarta)
Karsam (Institut Komunikasi Bisnis dan Independen, Jakarta)

Indonesian Journal of Business Analytics (IJBA)
Vol. 6 No. 4 (2026): August 2026

This study examines how QRIS adoption and fintech knowledge shape the quality of accounting information and financial decision-making among MSME actors in Setu District, Bekasi. A quantitative design was employed, with survey data gathered from 61 MSME respondents chosen through a sampling procedure and processed via multiple linear regression in SPSS. Findings indicate that both QRIS adoption and fintech knowledge exert a significant positive influence on accounting information quality as well as on financial decisions. In other words, greater reliance on digital payment tools together with a stronger grasp of fintech concepts tends to strengthen how MSME actors manage financial data and make business-related choices. What distinguishes this study is its incorporation of financial-processing indicators within the accounting information construct, contributing a fresh angle to accounting information systems research.