Dewantara: Jurnal Pendidikan Sosial Humaniora
Vol. 5 No. 2 (2026): Juni: Dewantara : Jurnal Pendidikan Sosial Humaniora

Transformasi Budaya Konsumsi Mahasiswa di Era Cashless Society: Studi Fenomenologi Penggunaan E-Wallet di Universitas Jember

Diva Nabilla (Universitas Jember)
Alifiyah Jihan Fadilah (Universitas Jember)
Salma Nur Azizha (Universitas Jember)
Naufal Desta Putra Ismail (Universitas Jember)



Article Info

Publish Date
27 Jun 2026

Abstract

The development of digital technology has driven the emergence of a cashless society era that transforms how people transact, including among university students. The use of e-wallets such as GoPay, Dana, ShopeePay, and SeaBank is increasingly widespread on campuses, yet in-depth studies on their impact on student consumption culture from a cultural sociology perspective remain limited. This study aims to describe the transformation of student consumption culture at the University of Jember through e-wallet usage in the cashless society era. A qualitative phenomenological method was employed, with data collected through in-depth interviews with 8 informants from various faculties and semesters selected via purposive sampling, supplemented by observation and documentation. Data analysis followed the Miles & Huberman interactive model. The results reveal three main findings: (1) e-wallets have altered student consumption patterns through increased transaction frequency and the emergence of new expenditure categories, particularly food delivery and online shopping; (2) e-wallets have transformed in meaning from a mere transaction tool to a marker of social identity and modernity; and (3) the socio-cultural impacts include changes in group payment dynamics, reinforcement of consumerist behavior through promo and cashback features, and a decline in students’ financial awareness. This study concludes that the transformation of student consumption culture in the cashless society era coincides with the formation of a new digital habitus that shapes social relations on campus.

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Journal Info

Abbrev

Dewantara

Publisher

Subject

Arts Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

Description

Ilmu Sosial Ilmu Ekonomi Akuntansi Manajemen Kebudayaan Pendidikan Sejarah Pariwisata Gender Humaniora Seni Budaya Linguistik Sastra Filsafat Studi Agama Studi Media dan Komunikasi Berbagai bidang penelitian yang ...