<![CDATA[This study is a survey-based research project focusing on culinary MSME (Micro, Small, and Medium Enterprises) at the Southern Square (Alun-Alun Selatan) of Surakarta. The objective of the study is to determine the influence of financial literacy, financial inclusion, and financial attitude on the financial management practices of these culinary MSME. This is a quantitative study utilizing primary data collected through questionnaires distributed to the respondents. The study population consists of culinary MSME operators at the Southern Square of Surakarta, comprising 100 respondents categorized into 40 shelter-based vendors and 60 tent-based vendors selected using a census sampling technique. Data analysis involved multiple linear regression, t-tests, F-tests, and the coefficient of determination (R²). The results indicate that financial literacy, financial inclusion, and financial attitude each have a significant influence on the financial management of culinary MSMEs at the Southern Square of Surakarta. The calculated F-value was 49.904 with a significance level of 0.000 (p < 0.05), indicating that the regression model is appropriate for examining the effects of financial literacy, financial inclusion, and financial attitude on financial management. The adjusted R-square value was 0.597, meaning that the combined contribution of financial literacy, financial inclusion, and financial attitude to financial management is 40.3%.]]>
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