Advances in Community Services Research
Vol. 4 No. 2 (2026): March - August

Investment Literacy and Family Financial Planning Program

Muslim Muslim (Universitas Muslim Indonesia, Makassar, Indonesia)



Article Info

Publish Date
20 Aug 2026

Abstract

Purpose: This study systematically examines the roles of financial literacy and investment literacy in strengthening family financial planning, particularly their contribution to sustainable household financial management. Research Method: A qualitative Systematic Literature Review (SLR) was conducted on academic articles published between 2018 and 2025 in high-impact journals from Elsevier, Emerald, Wiley, and Springer. The selected studies were systematically identified, screened, and analyzed using thematic analysis to synthesize recurring patterns and key findings. Results and Discussion: Six major themes emerged: basic financial literacy as the foundation of family financial planning; integration of investment literacy into household decision-making; family financial socialization; demographic influences on financial decisions; sociocultural dynamics in financial strategies; and the effectiveness of family-based literacy programs. These findings support the Theory of Planned Behavior and the family financial socialization perspective. Implications: Policymakers, educators, and communities should develop contextual, participatory, and sustainable family financial literacy programs. Future research should empirically examine the interaction between financial and investment literacy across diverse family contexts. Originality: This study integrates financial literacy, investment literacy, and family financial socialization into a unified framework for understanding sustainable family financial planning.

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Journal Info

Abbrev

ACSR

Publisher

Subject

Other

Description

Founded in 2023, Advances in Community Services Research publishes original research that promises to advance our understanding of Community Services over diverse topics and research methods. This Journal welcomes research of significance across a wide range of primary and applied research methods, ...