Horizon: Indonesian Journal of Multidisciplinary
Vol. 4 No. 4 (2026): HORIZON: Indonesian Journal of Multidisciplinary

Pengaruh Financial Literacy dan Self-Control Terhadap Impulsive Buying Generasi Z di Kota Tasikmalaya

Dinanti, Nadira (Unknown)
Fauziyah, Azizah (Unknown)
Rachmani, Nizza Nadya (Unknown)



Article Info

Publish Date
27 Aug 2026

Abstract

This study aims to analyze the influence of financial literacy and self-control on impulsive buying behavior among Generation Z in Tasikmalaya City. The study employs a quantitative approach using descriptive and verificative methods. The sample consists of 384 respondents, determined using Cochran's formula and selected via purposive sampling. Data were collected using a Likert-scale questionnaire and analyzed through multiple linear regression using IBM SPSS Statistics. The results indicate that the respondents' financial literacy and self-control fall into the high category, while impulsive buying falls into the moderate category. Individually, financial literacy has a significant negative effect on impulsive buying (β = -0.315; p = 0.001), as does self-control (β = -0.192; p = 0.007). Simultaneously, both variables significantly influence impulsive buying (p < 0.001). These findings demonstrate that the ability to understand and manage finances, as well as the ability to exercise self-control, play a role in curbing impulsive buying tendencies among Generation Z. The study implies that strengthening financial literacy and self-control can serve as a preventive measure to foster more rational consumption behavior.  

Copyrights © 2026






Journal Info

Abbrev

hijm

Publisher

Subject

Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

Description

Horizon: Indonesian Journal of Multidisciplinary (HIJM) journal aims to stimulate discussions at all levels of mathematics education through disseminating significant and innovative scholarly studies that are of value to the international research communities. The journal welcomes articles focusing ...