<![CDATA[Household financial management is a key factor in achieving family economic well-being, yet the rise in national financial literacy has not been fully matched by the public's practical ability to manage daily income. PKK women in Malangjiwan Village, Kebonarum Subdistrict, Klaten Regency, who play a central role in managing household needs, still face challenges such as a limited habit of recording income and expenses, the absence of budgets based on priority scales, and constraints in long-term financial planning. This community service activity aims to improve the knowledge and skills of PKK women in managing family finances effectively and systematically, through an educational and participatory approach involving material delivery, discussion, and hands-on practice, covering financial planning, smart budgeting, cash flow recording, and sharia-based debt management. The results showed that participants were enthusiastic, actively engaged in discussions, and were able to understand basic recording and budgeting practices, although the evaluation was conducted descriptively without pre-test and post-test measurements. This activity is expected to foster more planned financial habits, thereby strengthening the household economic stability of the Malangjiwan Village community.]]>
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