Islamic Economics and Finance Journal
Vol 5 No 1 (2026): February 2026

Analysis of Digital Technology Implementation in Enhancing Financial Management Effectiveness

Sindi Nopita Sari (Universitas Muhammadiyah Makassar, Indonesia)
Samsul Rizal (Universitas Muhammadiyah Makassar, Indonesia)
Idil Rakhmat Susanto (Universitas Muhammadiyah Makassar, Indonesia)
Mira (Universitas Muhammadiyah Makassar, Indonesia)



Article Info

Publish Date
26 Aug 2026

Abstract

This descriptive qualitative study analyzes the implementation of the Regional Government Information System (SIPD) at BPKD Gowa Regency, its contribution to effective financial management, and the factors that support and hinder it through interviews and observations. The findings show that SIPD has been implemented comprehensively since 2025, covering everything from financial planning to reporting, and is further supported by features such as Electronic Signatures (TTE) and QRIS. The system is proven to enhance time efficiency, data accuracy, transparency, accountability, and real-time oversight. Primary supporting factors include strong leadership commitment, clear regulatory frameworks, routine technical guidance, and close coordination with central authorities. However, the implementation still faces notable obstacles, including heavy dependency on central server stability, a lack of formal training for system operators, data integration hurdles, and application feature limitations. Overall, SIPD plays a crucial role in optimizing regional financial management, though its ultimate success remains heavily dependent on infrastructure readiness and the competence of human resources.

Copyrights © 2026






Journal Info

Abbrev

iefj

Publisher

Subject

Economics, Econometrics & Finance

Description

The Islamic Economics and Finance Journal is a journal that provides an authoritative source of scientific information for researchers and scholars in academia, research institutions, government agencies, and industry. Published semiannually (February and August) by Scimadly Publishing. The editors ...