Dinasti Accounting Review
Vol. 3 No. 2 (2025): Dinasti Accounting Review (October - December 2025)

UTAUT Model for Using DANA e-walllet on Economic and Business Student Winaya Mukti University Students

Annisa Fitri Anggraeni (Universitas Winaya Mukti, Bandung, Indonesia)
Yuli Widayanti (Universitas Winaya Mukti, Bandung, Indonesia)



Article Info

Publish Date
22 Aug 2026

Abstract

This study aims to examine the effect of Performance Expectancy, Effort Expectancy, and Social Influence on Behavioral Intention, the effect of Facilitating Conditions on Use Behavior, and the effect of Behavioral Intention on Use Behavior among students of the Faculty of Economics and Business, Universitas Winaya Mukti (FEB Unwim), who use the DANA e-wallet application. This study applies a quantitative approach using the Unified Theory of Acceptance and Use of Technology (UTAUT) model as its theoretical framework and path analysis as the data-analysis technique. Data were collected from 96 respondents through a questionnaire and processed using multiple and simple linear regression with SPSS. The results show that Performance Expectancy and Social Influence have a significant positive effect on Behavioral Intention, while Effort Expectancy has no significant effect. Facilitating Conditions has a significant positive effect on Use Behavior, and Behavioral Intention also has a significant positive effect on Use Behavior. Social Influence was found to be the most dominant factor shaping Behavioral Intention toward the use of DANA.

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Journal Info

Abbrev

DAR

Publisher

Subject

Economics, Econometrics & Finance

Description

Dinasti Accounting Review (DAR) dikelola dan diterbitkan oleh Dinasti Research & Yayasan Dharma Indonesia Tercinta (DINASTI), secara berkala empat kali dalam setahun setiap bulan Juli, Oktober, Januari, dan April. DAR adalah jurnal peer-review yang menerbitkan artikel ilmiah di bidang Akuntansi. ...