Environmental, Social, Governance, and Sustainable Business
Vol. 3 No. 2: (August) 2026

Harmonizing the digital bullion ecosystem: Implementing Network Value Alignment (NVA) to accelerate gold-based marketing performance through an agent network

Ayiyah, Nur (Unknown)
Sifaudin, Muhammad (Unknown)
Verawati, Peti (Unknown)



Article Info

Publish Date
14 Aug 2026

Abstract

Background: Digital transformation in the bullion (gold) ecosystem in Indonesia demands synergy between application technology and the strategic role of physical agents. This study aims to analyze how digital service orientation (DSO) can accelerate Gold-Based Marketing Performance through the mediation of Network Value Alignment (NVA) and Service Climate. Methods: This quantitative study involved 720 Pegadaian agent respondents spread across urban (69.44%) and rural (30.56%) areas. The analysis tool used was Structural Equation Modeling (SEM) through AMOS 24 software. The sampling technique used purposive sampling with the criteria of active agents serving digital gold transactions. Findings: The modeling results with AMOS 24 show that NVA is a crucial mediating variable that aligns value expectations between Pegadaian and its agent network. Digital service orientation does not directly increase inclusion if it is not accompanied by strong network value alignment (NVA). This alignment has been proven to improve the service climate, which then has a significant impact on achieving gold savings targets and financing distribution. Conclusion: The implementation of the NVA strategy is the main foundation for the success of Gold-Based Marketing Performance through an agent network. Novelty/Originality of this article: This article applies the NVA concept to the digital bullion industry, a sector that has not been widely explored in the service management literature.

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Journal Info

Abbrev

ESGSB

Publisher

Subject

Decision Sciences, Operations Research & Management Environmental Science

Description

Aims: ESGSB journal strives to contribute to the advancement of research on the integration of ESG principles into business practices to promote sustainability. The journal is dedicated to exploring how businesses can align their operations with ESG standards while ensuring sustainable growth. ESGSB ...