<![CDATA[This study examines the relevance of Sharia arbitration in resolving Sharia fintech disputes in Indonesia using a normative legal research method through legislative, conceptual, and analytical approaches. Data were obtained from primary legal sources, including regulations related to arbitration, religious courts, and Sharia fintech, as well as secondary legal sources such as literature and previous research. The results of the study indicate that Sharia arbitration possesses strong legal legitimacy under Law No. 30 of 1999 on Arbitration and Alternative Dispute Resolution and Law No. 3 of 2006 on Religious Courts. The existence of the National Sharia Arbitration Board (BASYARNAS) further strengthens its position as a forum for resolving sharia economic disputes. However, its implementation in sharia fintech disputes still faces several challenges, including the absence of specific regulations regarding digital arbitration, limited technological integration, a shortage of arbitrators who understand both sharia principles and financial technology, and low levels of legal literacy among the public. Furthermore, the rapid development of fintech often outpaces the readiness of existing regulations, thereby posing challenges to effective dispute resolution.]]>
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