<![CDATA[Financial management behavior is a crucial factor in maintaining economic stability. This study aimed to determine the effect of income and education level on the financial management behavior of Posyandu (Integrated Service Post) cadre mothers in Citangkil Village, Cilegon City, Banten. The quantitative method used was a saturated sample of 72 respondents. Data were distributed through a questionnaire and analyzed using IBM SPSS version 26. The partial test results for income showed a calculated t value > t table (4.760 > 1.995) with a significance level of 0.000 < 0.05. The partial test results for education level showed a calculated t value > t table (4.762 > 1.995) with a significance level of 0.000 < 0.05. Simultaneously, the calculated F value > F table (81.444 > 3.130) with a significance level of 0.000 < 0.05. Based on the research results, income and education level have a positive and significant influence on financial management behavior, and income and education level simultaneously have a significant influence on financial management behavior.]]>
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