<![CDATA[This study aims to analyze the effects of risk management, funding efficiency, and regulatory compliance on the financial stability of the banking sector in Indonesia during 2020-2024. This study addresses inconsistent findings in research regarding the determinants of financial stability and examines these factors simultaneously in the Indonesian banking context. A quantitative approach was employed using panel data regression. Secondary data were obtained from reports of banking companies listed on the Indonesia Stock Exchange during 2020-2024. Data analysis was conducted using EViews 12, including descriptive statistics, panel data model selection, classical assumption tests, t-test, F-test, and coefficient of determination. The results show that risk management has no significant effect on financial stability, while funding efficiency and regulatory compliance significantly affect financial stability. Simultaneously, all three independent variables significantly affect financial stability. These findings highlight the importance of funding efficiency and regulatory compliance in strengthening banking resilience and supporting financial stability.]]>
Copyrights © 2026
