Ihtifaz: Journal of Islamic Economics, Finance, and Banking
Vol. 9 No. 1 (2026)

The Moral and Financial Dimensions of Debt in Islam: A Systematic Literature Network Analysis

Salwa Rasyidah Muthmaina (Universitas Pendidikan Indonesia)
Achmad Faqihuddin (Universitas Pendidikan Indonesia)



Article Info

Publish Date
09 Sep 2026

Abstract

Introduction to The Problem: Debt in Islam is not only a financial instrument but also a moral responsibility that influences individual and social behavior. Purpose/Objective Study: This study aims to map the development of academic research on debt in Islamic perspective and identify major research themes.. Design/Methodology/Approach: This research employs Systematic Literature Network Analysis (SLNA) combining systematic review and bibliometric network analysis using Scopus data (2015–2025), PRISMA procedure, and VOSviewer. Findings: The results reveal four main research orientations: debt as financial necessity, moral responsibility, institutional Islamic finance practice, and Islamic social solidarity. Paper Type: Research Article Keywords: Islamic debt; Islamic finance; moral responsibility; bibliometric analysis; SLNA

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Journal Info

Abbrev

ijiefb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

The Ihtifaz, Journal of Islamic Economics, Finance, and Banking published by Department of Islamic Banking, Ahmad Dahlan University, is a peer-reviewed open access international journal published twice in a year (June and December). The Ihtifaz aims to provide an international forum for researchers ...