AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam
Vol 5 No 03 (2026): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM

Strategi Pengembangan Kompetensi Karyawan Dalam Menghadapi Era Digital Banking di Bank DKI Cabang Syariah Pondok Indah Jakarta Selatan

Sri Mardiana (Universitas Pamulang)
Yenny Merinatul Hasanah (UNIVERSITAS PAMULANG)
Prasetyo Kurniawan (UNIVERSITAS PAMULANG)
Ricinta Putri Steviani (Universitas Pamulang)



Article Info

Publish Date
31 Jan 2026

Abstract

The rapid pace of digital transformation requires Islamic banking institutions to strengthen their human resource capabilities to maintain competitiveness and improve service quality. This study aims to analyze employee competency development strategies in facing the digital banking era at Bank DKI Syariah, Pondok Indah Branch. This research employs a descriptive qualitative method, with data collected through in-depth interviews. The results indicate that the digital competencies required of employees include digital literacy, technical operational skill digital services & understanding of Sharia compliance in digital banking services. Competency development strategies are built on four main pillars: competency mapping, tiered and multi-modal training, and competency certification implemented continuously. However, implementation still faces several challenges, including competency gaps, employee resistance, limited time, inadequate infrastructure, and employee turnover. In conclusion, continuous digital competency development through a structured strategy is essential for accelerating digital transformation & strengthening the competitiveness of Islamic banking institutions in the digital era.

Copyrights © 2026






Journal Info

Abbrev

attariiz

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

Description

AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam (E-ISSN: 2828 - 3813) is a quarterly journal that is published in February, May, August, and November. AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam seeks Review articles, Case reports and original contributions from all areas of: Islamic Economics and ...