This study examines the effects of ESG investing attitude, ESG investing self-efficacy, and Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) knowledge on investment intention among individual investors participating in security crowdfunding platforms in Indonesia, while also investigating the moderating role of religiosity. Using a quantitative approach, primary data were collected through a structured questionnaire from 100 respondents selected through purposive sampling. The data were analyzed using multiple regression and moderated regression analysis. The results indicate that ESG investing self-efficacy and AML/CTF knowledge positively and significantly influence investment intention. In contrast, ESG investing attitude has a positive but insignificant effect. Religiosity is positively associated with investment intention and strengthens the effects of ESG self-efficacy and AML/CTF knowledge; however, it does not significantly moderate the relationship between ESG investing attitude and investment intention. These findings highlight the importance of investor competence and regulatory literacy in promoting sustainable investment behavior within digital financial platforms.
Copyrights © 2026