Jurnal Informatika Progres
Vol 18 No 2 (2026): September

SEGMENTASI NASABAH KREDIT BANK SULSELBAR BERDASARKAN INSTANSI DAN STATUS KEPEGAWAIAN

Aidil Syamsul (Ilmu Komputer, STMIK Profesional Makassar)
Gilang Ghiakhuzuki Ramsidar (Ilmu Komputer, STMIK Profesional Makassar)
Dikwan Moeis (Ilmu Komputer, STMIK Profesional Makassar)
Asri Yadi (Manajemen Informatika, STMIK Profesional Makassar)



Article Info

Publish Date
09 Sep 2026

Abstract

Proper management of customer registration data forms the primary foundation for a banking credit division in mapping market potential. This study aims to identify the characteristics and distribution patterns of credit customers at Bank Sulselbar Gowa Branch based on their originating agency and employment status. Using a quantitative descriptive approach, a total of 271 secondary registration data entries were processed through data cleaning, preprocessing, and cross-tabulation stages. The results show that customers with active status dominate the proportion of credit applicants (53.14%), followed by PPPK (21.03%). Based on originating agencies, the Local Government (28.78%) and Elementary Schools (27.68%) are the largest contributors. Cross-tabulation reveals that applicants from the education sector dominate the certification category. This study demonstrates that the efficiency of medium-scale credit administrative data management can be achieved through standardized data processing without relying on complex systems.

Copyrights © 2026






Journal Info

Abbrev

Progress

Publisher

Subject

Computer Science & IT

Description

Jurnal Informatika Progres merupakan jurnal Blind Peer-Review yang dikelola secara profesional dan diterbitkan oleh P3M STMIK Profesional Makassar dalam upaya membantu peneliti, akademisi, dan praktisi untuk mempublikasikan hasil penelitiannya. Jurnal ini didedikasikan untuk publikasi hasil ...