Jurnal Konstatering
Vol 5, No 3 (2026): July 2026

Legal Analysis of the Use of Sealed Land as Collateral by Legal Entities in Balikpapan City

Devinda Dwi Rahmadani Anggraini (Faculty of Law, Universitas Islam Sultan Agung Semarang)



Article Info

Publish Date
15 Jul 2026

Abstract

This research is motivated by the widespread practice of using "sealed land" as collateral for bank loans by legal entities in Balikpapan City, which has the potential to trigger legal vulnerabilities. Based on Law Number 4 of 1996 concerning Mortgage Rights (UUHT), objects that can be burdened with Mortgage Rights are only officially registered land rights, including Ownership Rights, Cultivation Rights, Building Rights, and Use Rights. This research aims to analyze the legal validity and legal implications of the use of sealed land as collateral by legal entities. The approach method used is a juridical-sociological approach with an empirical legal research type. Primary data was obtained directly from primary sources in the field, which were synthesized with primary, secondary, and tertiary legal materials through qualitative analysis techniques to test the conformity between statutory norms and legal practices in the field.The results of the study indicate that sealed land in Balik

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Journal Info

Abbrev

jk

Publisher

Subject

Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

Jurnal Konstatering is a peer-reviewed journal published by Master of Notary Program, Faculty of Law, UNISSULA, Semarang. Jurnal Konstatering published in four times a year they are in January, April, July and October. This journal provides immediate open access to its content on the principle that ...