<![CDATA[Financial management performance is a key component of individual financial well-being, particularly in a financial environment that is becoming increasingly complex. This study examines the effect of financial literacy and financial attitude on the financial management performance of employees at PT Bank Sulselbar Makassar. A quantitative method was employed using primary data collected from 35 employees through structured questionnaires. The data were analyzed using descriptive statistics and multiple linear regression. The results reveal that financial literacy does not have a significant effect on financial management performance. Similarly, financial attitude also shows no significant influence. The simultaneous test further indicates that both variables do not significantly explain variations in financial management performance. These findings imply that financial knowledge and attitudes alone are insufficient to ensure effective financial management, while other behavioral and contextual factors may play a more substantial role in financial decision-making.]]>
Copyrights © 2026
