<![CDATA[Economic dynamics require individuals to be smarter in managing their finances, addressing both immediate needs and future requirements. This study aims to determine the influence of financial literacy and lifestyle on financial management among beneficiary families of the Family Hope Program (Program Keluarga Harapan) in Pasirkarag Village, Pandeglang Regency. A quantitative research method was employed using a saturated sampling technique involving 95 respondents; primary data were collected via questionnaires and analyzed using IBM SPSS version 26. The partial test results for financial literacy showed a t-count value greater than the t-table value (9.185 > 1.986) with a significance level of 0.000 (< 0.05). The partial test results for lifestyle showed a t-count value greater than the t-table value (2.395 > 1.986) with a significance level of 0.019 (< 0.05). The simultaneous test results showed an F-count value greater than the F-table value (86.396 > 3.095) with a significance level of 0.000 (< 0.05). Based on the findings, it can be concluded that financial literacy and lifestyle each have a positive and significant partial effect on family financial management. Furthermore, financial literacy and lifestyle have a significant simultaneous effect on family financial management.]]>
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