<![CDATA[This study aims to analyze the health level of KBMI 4 Banks in Indonesia using the RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) approach for the period 2020-2024. This research is a quantitative descriptive study with a documentation study approach on the financial reports of each Bank during the research period, which are presented on the official IDX website and the respective bank websites. The sample consists of 4 Banks selected using a census or saturated sampling method, where 4 Banks were chosen. The data analysis technique used is the calculation of the RGEC ratio. The results show that in general, all sample Banks are ranked 1 (very healthy). In terms of risk profile and GCG, all banks were able to keep non performing Loans below 5% and maintain a good GCG Rating. In terms of profitability, the ROA and BOPO ratios are in a very healthy position, although there is some variation in the NIM ratio where PT Bank Negara Indonesia Tbk received a fairly healthy rating due to the burden of funding costs. Meanwhile, the CAR ratio became the strongest indicator with an average well above the standard set by the OJK.]]>
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