KISA INSTITUE : Journal of Economics, Accounting, Business, Management, Engineering and Society
Vol. 2 No. 10 (2025): KISA Institute: October 2025

Digital Financial Literacy and Household Economic Resilience

Maya Ariyanti (Telkom University)
Nida Garnida Fitrianti (Yayasan Kreatif Indonesia Emas)



Article Info

Publish Date
29 Sep 2026

Abstract

This integrative evidence review examines digital financial literacy and household economic resilience by asking how digital financial literacy is connected to household economic resilience and which conditions determine whether that connection becomes operationally meaningful. The article synthesizes peer-reviewed and institutional literature relevant to households, local communities, public services, and civic institutions, emphasizing mechanisms, boundary conditions, and measurement choices rather than a universal average effect. The synthesis identifies complementary roles for network formation and collective action, institutional capacity, and governance or coordination routines. No survey, interview, experiment, proprietary dataset, or regression estimate is represented as having been collected for this conceptual review.

Copyrights © 2025






Journal Info

Abbrev

kisainstitute

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

KISA INSTITUE : Journal of Economics, Accounting, Business, Management, Engineering and Society is published by Kisa Institute plays a key role in advancing multidisciplinary knowledge. With monthly outputs, the journal serves as a vibrant platform to present and develop our understanding of various ...