Maslahah: Jurnal Manajemen dan Ekonomi Syariah
Vol. 4 No. 4 (2026): Oktober: Maslahah : Jurnal Manajemen dan Ekonomi Syariah

Pengaruh Kualitas Layanan, Keragaman Produk, dan Keamanan Mobile Banking terhadap Kepuasan Nasabah pada Bank Muamalat Kantor Cabang Pembantu Muara Bungo

Khayla Nuzulul Maharani (Universitas Jambi)
Paulina Lubis (Universitas Jambi)
Yusuf Zaini Aiprizail (Universitas Jambi)



Article Info

Publish Date
06 Oct 2026

Abstract

This study aims to analyze the effect of service quality, product diversity, and Mobile Banking security on customer satisfaction at the Bank Muamalat Sub-Branch Office of Muara Bungo. The method used is quantitative research with an associative approach. Data were obtained through questionnaires distributed to 95 respondents who are customers of Bank Muamalat Sub-Branch Office of Muara Bungo and who use the Mobile Banking service. The sampling technique used was purposive sampling, with the sample size determined through the Slovin formula. Data analysis was conducted using multiple linear regression, t-test, F-test, and the coefficient of determination (R²) with the assistance of IBM SPSS Statistics. The results of the study indicate that service quality has a positive and significant effect on customer satisfaction, product diversity has a positive and significant effect on customer satisfaction, while Mobile Banking security has a positive direction of relationship but does not have a significant partial effect on customer satisfaction. Simultaneously, service quality, product diversity, and Mobile Banking security have a significant effect on customer satisfaction, with a coefficient of determination (R²) of 0.878, indicating that the three independent variables are able to explain 87.8% of the variation in customer satisfaction, while the remaining 12.2% is explained by other factors outside the research model.

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Journal Info

Abbrev

Maslahah

Publisher

Subject

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ...