Jurnal Riset Manajemen dan Ekonomi
Vol. 4 No. 4 (2026): Oktober: Jurnal Riset Manajemen dan Ekonomi

Pengaruh Persepsi Guru Bersertifikasi terhadap Minat Investasi Emas Digital Syariah

Ikmal Maulana Umam (Universitas Djuanda)



Article Info

Publish Date
08 Oct 2026

Abstract

Sharia-compliant digital gold investment is experiencing growth alongside the increasing adoption of digital financial solutions. Nevertheless, the involvement of certified educators in Sukabumi in such investment avenues remains minimal. The objective of this study is to explore how certified teachers' perceptions influence their willingness to engage in Sharia-compliant digital gold investments in Sukabumi. A quantitative research method with a survey framework was utilized. Primary data was gathered from 150 certified educators in Sukabumi during the period of July to August 2026, using purposive sampling to select participants. The data analysis was conducted through descriptive statistics and binary logistic regression, employing SPSS software. The findings reveal that the perceived benefits, perceived risks, perceived ease of use, and perceived Sharia compliance all significantly and positively impact interest in Sharia-compliant digital gold investment. In summary, these four factors collectively have a notable effect on investment interest. The results highlight that investment interest is connected to how educators perceive economic advantages, handling of risks, usability, and compliance with Sharia principles. Therefore, enhancing investment literacy by incorporating both financial knowledge and Sharia considerations is essential for boosting the involvement of certified teachers in Sharia-compliant digital gold investments.

Copyrights © 2026






Journal Info

Abbrev

JRIME

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasional, Manajemen Rantai Pasokan, Corporate Governance, Etika Bisnis, Akuntansi Manajemen dan Pasar Modal dan ...